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Real Estate Dispute

Real Estate Dispute Started by New_User_500 , Yesterday, 06:38 AM Please log in to reply 4 replies to this topic 3 posts Posted Yesterday, 06:38 AM I live in the state of Georgia. I was divorced http://www.theestatelawdirectory.com/ in January 2010. My ex-wife and I did not hire attorney directorys when we got divorced. When we got divorced, we owned two homes jointly. We decided she would live in home A and I would live in Home B; however, we did not sign quit claims and the divorce decree specifically states we both have 50% ownership in each others homes. So in short, she owns 50% of my home and I own 50% of her home.   At current market value, she has about 70,000 equity in the home she lives in, and I have about 55,000 equity in the home I live in. Her home is valued around 210,000 and my home is valued around 330,000. She has approximately 24 years left on her loan, and I have about 26 years left on the loan.   About 6 months ago, she wanted to refinance her home with her new husband. She asked me to sign a quit claim so she could close. I said that is fine, but you need to sign a quit claim on my home. She refused to sign a quit claim on my home because she said she would still be liable if I did not pay my mortgage (which makes no sense since she is liable with or without a quit claim). I said I would not sign a quit claim on her home unless she would sign one on my house. She decided not to sign the quit claim and that we would renegotiate in24 years once the loans mature.   Three years ago, I started a new career. Since that time, I realized I would not be able to afford my home. I have used a good portion of my savings to pay for the home over the last three years. I also have a renter in the home now, but they are paying me 1900 and my mortgage is around 2200 plus home owners association and any repairs.   With that said, I will not be able to continue to pay the mortgage and rely on renters much longer. I strongly doubt my ex-wife will allow me to sell or sign a quit claim. AND The divorce decree specifically says she I own 50% of house A and she owns 50% of house A. And I own 50% of house B and she owns 50% of house B.  
For the original version including any supplementary images or video, visit http://boards.answers.findlaw.com/index.php/topic/225935-real-estate-dispute/

Lawyer.com to Implement Google Authorship in Leading Online Directory - KEYC - Mankato News, Weather, Sports -

Lawyers use rich snippets. A profile photo in Google?s search results pages stands out from basic text listings resulting in higher rankings and more visitors?. Lawyer.com?s technology team understands the importance of Google Authorship. While Google has not officially specified how Google Authorship impacts its search algorithm, early adopters of this technology visit their website will only benefit. Lawyers are already benefitting from the increased click through rates on their profile and LawSites . Google?s Executive Chairman, Eric Schmidt, is quoted in the new book, The New Digital Age, ?Within search results, information tied to verified online profiles will be ranked higher than content without such verification, which will results in most users naturally clicking on the top (verified) results. The true cost of remaining anonymous, then, might be irrelevance?. Lawyer.com ?s strong natural brand allows the platform to continually grow its traffic and connect potential clients to lawyers as fast as possible. Lawyers are urged to claim their online identity in Google.
For the original version including any supplementary images or video, visit http://www.keyc.tv/story/22050051/lawyercom-to-implement-google-authorship-in-leading-online-directory

McSevney Law Offices - Cambridge Lawyers

Our mandate is to offer experienced, efficient and client-focused services to the most important person - our client - for the best value possible.    Our experienced team of lawyers at McSevney Law practice law in the areas of: Real Estate Appeals Mediation View our team of great lawyers by clicking on the other info on http://www.lawsuitdisputelawdirectory.com/ the right hand side of this page. We have also posted additional information that you may find helpful. Real Estate & Mortgages At McSevney Law we handle real estate purchases and sales as well as mortgages and refinancing.  These services include all necessary searches to satisfy both the client and financial institution that you hold a good and valid title to your property. We are happy to provide you with an all inclusive quote and we will not charge you one dime more than quoted so you always know exactly what your bill for our services will be. (Title Insurance, if desired, and Land Transfer tax, in some cases, is over and above our all inclusive quote) Family & Divorce We prefer, for the sake of minimizing legal costs to the client, to try & negotiate a resolution of the issues by way of a Separation Agreement if at all possible. However, we are prepared to proceed by way of Court application including a divorce in order to protect your interests. We are also experienced with comprehensive Cohabitation Agreements, Marriage Contracts, Parenting Agreements and Relative Adoptions to provide well rounded services in the complex area of Family Law.   Hours Of Operation: 9 AM to 5 PM, Monday to Friday Evening appointments may be available upon request.
For the original version including any supplementary images or video, visit http://www.cambridgenow.ca/cdps/cditem.cfm?nid=3573

mortgage company demanding info from person on deed only

mortgage company demanding info from person on deed only Started by TIGGLES99 , May 23 2013 05:07 PM Please log in to reply 3 replies to this topic 3 posts Posted 23 May 2013 - 05:07 PM My husband is in preforclosure mediation with **** Mortgage company. He is the only person on the loan, but we are both on the deed. When we went in to the mediation, the lawyer for **** had personal information regarding myself & demanded that I submit my financial information & also demanded that I sign an affidavit stating that I am also responsible for the loan. Is this legal? Edited by FindLaw_AHK, Yesterday, 06:11 AM. This post has been edited to remove personal or identifying information. -Moderator 15,494 posts Posted 23 May 2013 - 07:56 PM This ?preforeclosure mediation? sounds like the bank and your husband are talking about restructuring the loan in some fashion, e.g. modifying the current loan or refinancing it into a new loan. If so, then the bank is likely discussing a transaction that is subject the federal Equal Credit Opportunity Act (ECOA). Under the ECOA and the federal regulations implementing that Act, lenders may not ask for a guarantor on a loan (including but not limited to mortgage loans) if your husband qualifies for the loan on his own. If he does not qualify for a loan on his own, then the lender may require a co-signer, but cannot require that the co-signer must be the borrower?s spouse. In other words, your husband would be free to select any willing co-signer that meets the bank?s financial requirements.   The lender may, however, ask that the spouse sign the security instrument for the mortgage click on the property when the spouse has an ownership interest in the house in order to perfect the security on the home. The lender cannot, however, require that the spouse sign the promissory note for the loan unless your state?s law requires that in order to create an enforceable mortgage. The distinction between signing the mortgage and the promissory note is an important one, and one that most borrowers do not appreciate. The promissory note is what makes you liable to repay the loan. The mortgage document simply pledges your interest in the home as security for the loan.   Thus, if you did not sign the promissory note but did the sign the mortgage, that would help the bank in foreclosing the property because it would then be entitled to all the proceeds from the foreclosure sale. (It might be entitled to that already depending on the facts of how the deed and current mortgage were done.) But without the promissory note, it could not get anything else from you to pay the loan. In other words, if the foreclosure sale didn't get enough to pay off the loan, without you being liable on the promissory note the lender could not successfully sue you to collect on the remaining amount owed (known as the deficiency).    So, if the bank is demanding that you sign the promissory note, it may be violating the ECOA by (1) effectively demanding that you be a co-signer on your husband's loan and (2) by requiring you to sign a promissory note when only your signature on the mortgage might be needed to give the bank the security it needs. Note that for simply signing the mortgage, the bank should not need your financial information because it is not relying on you for repayment of the loan. That would only be needed if you were to be a co-obligor on the loan. And the bank cannot require that YOU be the co-signer. The bank should have simply asked that your husband get anyone your huband wants who meets the financial requirement to co-sign the loan. Thus, I think the bank is treading on dangerous ground here.    The federal regulation that applies is known as Regulation B. The FDIC guidance on Regulation B explains the rules pretty well. Your husband might want to print it and give a copy to the bank and ask why it is asking for something that appears to violate the regulation. The reply he gets should be very interesting. My bet is that once he does that, the bank will back of the demand for your financial information. No way to tell how that might ultimately affect the negotiations to avoid the foreclosure, though. 3 posts Posted Yesterday, 02:15 AM We live in Illinois. This happened at the very first meeting we had. The Lawyer from the bank brought information with him about me. I had no idea they had accessed anything about me. I am not on the loan how can they do that? My husband had applied for a restructure & modification & was denied on his income alone. There is no reason for the bank to drag me in. The reason they tried for a affidavit was because I had a bankruptcy (the lawyer told me it was in my file he had on me) By signing that affidavit they could of just proceeded forward with forclosure as that would make my husband unable to file on the house to save it & the lawyer knew that, but i refused. The bank/ lawyers are stepping over the line in my opinion. This is **** we are talkin about & they are known to be a predetory lender & for all the dirty things they do. They will take your house & not modify the loan. Our mortgage started at $1150 & jumped to $1800. It is an  ARM. We have been in the house 9 years.  Edited by FindLaw_AHK, Yesterday, 06:12 AM. This post has been edited to remove personal or identifying information. -Moderator
For the original version including any supplementary images or video, visit http://boards.answers.findlaw.com/index.php/topic/225880-mortgage-company-demanding-info-from-person-on-deed-only/

If the house that I live was rob. And thing that were taken...

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For the original version including any supplementary images or video, visit http://www.lawguru.com/legal-questions/virginia-general-civil-litigation/house-live-rob-thing-oners-754447843/

Arrested for buying a car

Arrested for buying a car Started by JustusSystem , Today, 08:19 AM Please log in to reply 3 replies to this topic 1 posts Posted Today, 08:19 AM I am wondering how it is possible to have gone to what ithought was a reputable Car http://www.thecriminallawdirectory.com/ dealrsip gave them all the tax info, check stubs, referances, gave them a deposite had ins Gap ins and drove off the lot with the signed conmtrac in hand with all needed documents. This also included the amount given as a rebate and my down $ then the purchase agreement and financing. I waited 45 days for for the payment book. I didnt get it so i called the dealership they said call the finance company. They didnt have paper work yet. i waited 60 days then got a letter thanking me for the purchase and 675$ in discounts for services. I tried to resovle any issues with the payments even sent it payments they were returned. 13 month from the date of purchase they filed charges. close to another year the judge signed it. they did not repo the car or try to do civil litigation. I was taking out of my house in front of my family in boxers and not told why. I spent 5 days in 3 different prisons untill I saw a judge and was let out on bial. Now trying to fight. ANY help would be great.
For the original version including any supplementary images or video, visit http://boards.answers.findlaw.com/index.php/topic/225837-arrested-for-buying-a-car/

If a detective calls and asks me to call him and he has some...

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Ok, I asked a question in two different ways and got the same...

Legal Question Asked on: 5/18/13, 8:05 pm Ok, I asked a question in two different ways and got http://www.thelaborlawdirectory.com/ the same response. ( the answer I didn't want to hear. ) I was convicted of simple battery in Ga. Code 16-5-23 and want to own a firearm for hunting and home protection purposes. My new question is: If I hired an attorney directory, filed paperwork with the Attorney General seeking exception to the gun control act, could I lawfully regain my right to own a firearm? Would I be considered? Share This On:
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If my lease states "Lease not binding until security paid...

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dad passed

FindLaw Answers Started by justbilltoo , Today, 12:39 AM Please log in to reply 2 replies to this topic 1 posts Posted Today, 12:39 AM My dad http://www.thecriminallawdirectory.com/ passed and the Honda Pilot was in my name and his as he could not drive the title says SON OR DAD  and the person taking care of dad's will says that the Pilot is part of the estate and will have to be added into the Probate is this right or is the Pilot mine everything I have read is that it is mine am I right on this? Edited by FindLaw_AHK, Today, 07:49 AM. This post has been moved to the appropriate forum. -Moderator 41,424 posts Posted Today, 06:53 AM My dad passed and the Honda Pilot was in my name and his as he could not drive the title says SON OR DAD  and the person taking care of dad's will says that the Pilot is part of the estate and will have to be added into the Probate is this right or is the Pilot mine everything I have read is that it is mine am I right on this?   Not sure why you tagged this onto a thread that's over a year and a half old.   What do you mean by "the person taking care of dad's will"?  Has this person been appointed by the probate court to serve as executor?  Has this person provided any explanation for his/her conclusion?  In what state was the vehicle titled (the significance of the "SON OR DAD" manner of holding title depends on the applicable state law)?  Why was the vehicle titled in this manner?  Had it been titled in that manner since purchase or was it changed at some point?  If it was changed, who previously held title, and why was it changed?  What things did you read that led you to conclude the vehicle now belongs to you?
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I was on felony probation. I completed it and my sentence was...

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Parental Rights Sign Over

Parental Rights Sign Over Started by EnlightenMe_5016 , Yesterday, 08:49 AM Please log in to reply 6 replies to this topic 12 posts Posted Yesterday, 08:49 AM In the state of Texas if a parent signs over all parental rights what does that mean? Is the parent who signed over allowed visitation? Is the parent who signed over required to pay child support? Is the parent who signed over still listed on the child's birth certificate? 11,847 posts Posted Yesterday, 08:53 AM To learn more about this topic, visit the Family Law Center and read Parental Rights and Liability as a good resource. If you need further clarification on your specific situation, you may consider signing up for a LegalStreet plan. With the plan, you have unlimited access to a local lawyer to ask your questions and the plan also offers discounted legal representation should you need it. Disclosure: LegalStreet and FindLaw.com are owned by the same company.   41,407 posts Posted Yesterday, 09:32 AM In the state of Texas if a parent signs over all parental rights what does that mean?   Your question is a little like me saying, "I'm thinking of a number; what is it?"  A lot of folks mistakenly believe that a parent can simply "sign over" parental rights (either to the other parent or to a third party).  The only context in which "signing over" parental rights has any meaning is in connection with an adoption.  For example, John and Jane have a child and then get divorced.  John then marries Susan.  Jane could consent to Susan's adoption of the child, and her consent could be viewed as "signing over" her parental rights.  I will answer the rest of your questions in the context of an adoption because they don't make any sense otherwise.   Is the parent who signed over allowed visitation?   Some states will allow for a birth parent to have visitation after an adoption occurs.  However, it is rare, and I don't know if TX is one of those states.   Is the parent who signed over required to pay child support?   A birth parent who consents to an adoption that is approved by the court will not have to pay child support.   Is the parent who signed over still listed on the child's birth certificate?   No.  A birth certificate memorializes the facts and conditions of the child's birth.  Those things don't change because of a subsequent adoption. 16,618 posts Posted Yesterday, 11:37 AM What "pg1067" says, with the following exception.  In Texas, after a valid adoption is consummated, a new birth certificate can be issued with the adoptive parents listed instead of the birthparents, and the original BC can then be sealed.   I will reiterate that the only circumstance in which a parent can voluntarily "sign over" his or her parental rights and obligations is in the context of an adoption.  He or she can choose whether or http://www.californialawsupport.com/ not to be a part of the child's life -- that's his or her call to make -- but absent a valid adoption the obligation to support the child remains until the child becomes an adult.   A local family law attorney directory or firm that specializes in adoptions can answer all your questions concerning termination of parental rights and the associated legal procedures and consequences. 12 posts Posted Yesterday, 11:57 AM Appreciate the feedback. Forgive my ignorance in not laying out every finite detail of the situation. If I knew the right questions to ask and the right way to ask them I probably wouldn't need this forum to begin with. But because I don't, as I'm sure others who use this forum do not either, I am stuck at the mercy of trying to get my questions answered through this method of communication. Apologies for any offense that was taken because of my lack of asking questions the right way or explaining the whole situation....   In a nutshell this is not an adoption case. I am divorced and have custody of my children. My ex believes that if parental rights are terminated then he will not have to pay child support. His claims are that the amount of child support the court is ordering is too high and he will not have enough money left to get by. He is threatening to sign over all rights to me so that he can escape paying child support. I am just trying to find out if there is any truth to the threat. If my ex terminates his parental rights, is he required to still pay child support? 41,407 posts Posted Yesterday, 12:04 PM Appreciate the feedback. Forgive my ignorance in not laying out every finite detail of the situation. If I knew the right questions to ask and the right way to ask them I probably wouldn't need this forum to begin with. But because I don't, as I'm sure others who use this forum do not either, I am stuck at the mercy of trying to get my questions answered through this method of communication. Apologies for any offense that was taken because of my lack of asking questions the right way or explaining the whole situation....   No big whoop.  Unfortunately, this is one of those areas of the law where a lot of folks think they know what the law is but don't.  Apparently, your ex falls into that category.       In a nutshell this is not an adoption case. I am divorced and have custody of my children. My ex believes that if parental rights are terminated then he will not have to pay child support.   I neglected to mention that parental rights could also be terminated by a court in a case of abuse or neglect.  However, by itself, that would not terminate any existing obligation to pay child support.       His claims are that the amount of child support the court is ordering is too high and he will not have enough money left to get by.   If this is true, then he needs to go to the court and seek a reduction in the support obligation.       He is threatening to sign over all rights to me so that he can escape paying child support. I am just trying to find out if there is any truth to the threat. If my ex terminates his parental rights, is he required to still pay child support?   Only a court can terminate a parent's rights.  If you think about it for a moment, you'll see the rather obvious logical flaws in your ex's thinking (if getting rid of child support were that easy, why wouldn't every deadbeat parent do it?).  He can sign anything he likes, but there is nothing he can do unilaterally that will eliminate his support obligation.
For the original version including any supplementary images or video, visit http://boards.answers.findlaw.com/index.php/topic/225735-parental-rights-sign-over/

I purchased a 1997 vehicle on 3/15/13 from a used car dealer....

Legal Question Asked on: 5/11/13, 5:57 pm I purchased a 1997 vehicle on 3/15/13 from a used car dealer. Paid in full with check that has cleared. To date I have not received the title, nor has the title transfer been made available to the DMV- in 4 days the second (and final) temporary tag will expire, & the dealer has still not been forthcoming. What recourse do I have? Share This On: 2 Answers
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Hello- I am a Michigan resident and have a question regarding...

Legal Question Asked on: 5/09/13, 6:14 pm Hello- I am a Michigan http://the-bankruptcydirectory.com/ resident and have a question regarding "ladybird" deeds. I have reasearched the pros and cons and I'm having difficulty with the language in the deed. 1)If the grantor is essentially granting a life estate to himself with the power to appoint at any time... assuming I'm using a quick claim deed, would the Grantor "Smith" grant to himself as Grantee "Smith" the life estate with a "default gift" provision conveying the property to a named person should the power to appoint not be excercised? I'm having a problem with the language in the deed, and the consideration in the deed since there is no transfer during the grantor's life? I'm wondering how the register of deeds would classify this deed? look at me like I'm crazy ? some help with the language would be helpful . thank you. Share This On: 1 Answer
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If you pay a bill by check, write paid in full on it, they cash...

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Mentally incompetent parent lost land and home

Mentally incompetent parent lost land and home Started by RNorm75 , Today, 08:37 AM Please log in to reply 3 replies to this topic 1 posts Posted Today, 08:37 AM I have lived in http://www.thetaxlawdirectory.com/ another state away from my mom for almost 2 years now.  In calling to check on her and in visiting she always led me to believe that she was doing well.  During one of my recent visits I returned to find my mom not living in her own home or on her own land.  After questioning my mom I learned that she had lost her home and land and in learning this I also learned that she had lost her sanity.  As I did further research I found out that this had not been the only unwise decision she had made, but had been making several unwise decisions that led to her loosing everything.    I took her in to the VA hospital and found out that she had not been going to any of her appointments.  After getting my mom some help we learned that she has and had been suffering from a variety of mental disorders.  She has since been declared legally and mentally incompetent to make any decisions dealing with finances or her health on her own.  What, if anything, can I do to get her land and home back.
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Mobilehome and Late Fees

Mobilehome and Late Fees Started by inarut http://www.thelaborlawdirectory.com/ , May 03 2013 02:14 PM Please log in to reply 2 replies to this topic 2 posts Posted 03 May 2013 - 02:14 PM The state is California. I live in a mobile home park and own the mobilehome I reside in.  I pay space rent to the park monthly. I lost my job 2 years ago and was receiving unemployment, which ran out in December 2012. I paid as much rent as I possilbly could, but got behind in payments.  Every month I was being charge a $25.00 late fee.  Well, I received a "3-Day Notice to Perform Covenants or Quit and Sixty Day Notice to Terminate Possession" on March 20, 2013. The notice was utilities only and for the period from August 1, 2010 to March 31, 2013. She told me that they went back to 2010 because that was when I started carrying a balance (the balance in August 2010 was $2.49). Anyway, the notice listed electricity - $4,137.02, gas - $3.62, water - $720.15, and sewer/trash/misc. charges - $967.36. Total - $5,828.15. The manager informed me that all the money I paid them from August 2010 until March 2013, they put all on the rent so that's why the 3-day notice was just for utilities. They said that's how they do it. Manager also informed me that late charges were not included because you can not sue for late charges. I got some money up today and talked with manager. They agreed to stop the eviction. I had $5,800.00. They said that I owed $$6,528.15 (not including April & May 2013). I told them that I took the amounts that were stated on the 3-day notice. They informed me that I forgot to include the late fees (which are $700.00).   Now I am very grateful that they are working with me and that the eviction has stopped, especially after the 3-day notice expired more than a month ago.  However, if I would have paid the notice within the 3-days, would I have been charged the $700.00 late fees, or the amount that was written on the 3-day notice? I'm really confused and if they took off the late fees when they wrote the 3-day notice, how can they just put them back on there? Is this legal?  
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In the state of Mississippi. Once paternity has been...

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Testing Security Affidavit - Does a teacher have to sign?

2 posts Posted Yesterday, 05:12 PM Am I required to sign an affidavit for the California State Test (CST's) against my religious faith? Can I modify the form to fit my religious criteria? Is there any other solution that might be available to me? These are my main questions. Here is some more background.   I have been teaching for 17 years and for the first 15 years I did not have to administer the state tests (no affidavit required). The past two years I have administered the state tests, but have modified the affidavit to meet my religious needs. This year my district is not accepting my affidavit and have hinted that I am required to sign regardless of my religious faith. I have no problem administering the test the way the affidavit states, I just want to swear (sign affidavit) according to scriptural standards. Also, according to my research, an affidavit needs to be signed before a notary public or someone authorized to perform oaths. This form is not signed before anyone http://www.thelaborlawdirectory.com/ authorized to perform oaths and is not notorized. Who is qualified at a public school to administer oaths?  
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Quit Claim

FindLaw Answers Started by TX76544 , Yesterday, 10:43 AM Please log in to reply 4 replies to this topic 2 posts Posted Yesterday, 10:43 AM I live in Texas (military) and own a house in North Carolina that has been a rental for the last year.  I have no issues with HOA fees, mortgage, etc.  My wife, however, purchased a condo in Nevada in 2009 while we were separated and pondering divorce.  We reconciled in 2011 and she moved to Texas with me in 2012.  The condo was rented out.  I signed a quit claim when she went to closing in 2009.  I am in no way involved in the mortgage, nor is she involved in the NC mortgage.  The Nevada HOA is foreclosing and she is way underwater.  Her mortgage is current, she failed to pay HOA fees for about a http://www.thefamilylawdirectory.net/ year.  My concern is someone sees she is on the title to the house in NC and decides they want to come after it.  Or worse yet, someone will not honor the quit claim I signed in the Nevada condo.  Is there a method (a better method) for removing my wife completely from any ownership role for the house in NC?  We've tried to keep our finances as separate as the law will allow, but this has me concerned.  I have very good credit and a security clearance I need to maintain.
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Can I organize a multi-state poker run, that is for profit not...

Legal Question Asked on: 4/24/13, 2:45 pm Can I organize a multi-state poker run, that is for profit not charity, if I make my corprote headquarters in Nevada? Even though the other states my participants would be picking up game pieces do not allow gambling?? Is lawyer directory there terminology to make it not actual gambling?? Share This On: 1 Answer
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